Organizations face growing challenges in credit decisioning, including incorporating AI, managing diverse data sources, ensuring efficient processing, and delivering seamless customer experiences. CGI Credit Studio for decisioning addresses these needs with cloud-native credit risk management software that unifies rules, data, and workflows. With real-time analytics, intelligent automation, and configurable strategies, it enables faster, more accurate, and compliant decisions.
Automate data-driven credit strategies to approve more qualified
applicants instantly.
Reduce fraud and credit losses with consistent policies, advanced
rules, and integrated data checks.
Cut manual reviews and IT dependency through automation and
business-user control.
Launch new products, services, and pricing strategies quickly with
flexible, configurable workflows.
Empower business users to configure rules directly through a browser-based interface, using low-code/no-code support for matrices, thresholds, and conditional logic.
Connect to credit bureaus, alternative and non-traditional data providers, fraud and compliance checks (KYC, AML, GDPR), and enterprise systems such as CRM or billing platforms.
Use decision trees, scorecards, and strategy branching to apply tailored credit policies. Seamlessly integrate existing machine learning models for AI-driven decisioning.
Improve decision accuracy with predictive insights, simulation tools, and continuous learning from data across portfolios.
Preserve full rule traceability and auditability, ensuring alignment with evolving local and international regulatory standards.
Run as a standalone capability or integrate within enterprise systems through a cloud-native, API-first architecture that enables real-time execution and elastic scaling.
Simulate outcomes, validate rule changes, and compare alternative strategies—all within one single, cohesive platform.
Support DMN and BPMN standards, manage exceptions and multi-bureau pulls, and configure workflows for agent intervention through our enterprise-grade workflow engine.
Satellite, cable TV, streaming services,
internet, mobile, broadband
Electricity, gas, water and wastewater,
municipal broadband, district heating
Credit bureaus, data aggregators, credit
issuers services or agents, BNPL and leasing
aggregators, third-party underwriting
platforms, credit insurance, risk scoring firms
Contact us to learn how our credit decisioning platform can help you improve your credit and fraud decisioning operations.
