As customer expectations rise, many financial institutions find that legacy systems can no longer support fast, seamless loan origination. CGI Credit Studio for originations modernizes the full onboarding process—from application to decisioning and funding. Built on an event-driven architecture, our loan origination platform delivers real-time insights, intelligent automation, and configurable workflows to streamline approvals, reduce risk, and improve speed to funding. Designed for digital-first lending, it delivers faster, smarter originations across all channels.

$1+ trillion
loans and lines issued

 

20%
improvement in decision and line assignment

 

120
implementations globally

 

smarter decisioning

Smarter, faster decisions

Accelerate approvals with real-time insights, improve fraud detection, and verify data sources.

superior customer experience

Personalized borrower experiences

Deliver seamless, tailored journeys using dynamic workflows and digital engagement across channels.

business-led innovation

Adaptive risk management

Leverage AI and machine learning to enhance credit accuracy and protect portfolio quality.

faster time to value

Faster product launches

Bring new offerings to market up to 90% faster with a modular, low-code strategy management approach.

A proven partner in lending

CGI delivers more than just a loan origination system. We bring a long-term, strategic partnership to every engagement. With a modern, cloud-native platform and a consultative approach, we support lenders in transforming their operations, accelerating product innovation, and responding confidently to shifting borrower expectations.

  • Trusted by 75% of the world’s top 20 banks
  • 14,000 banking professionals
  • 45+ years of experience in credit management
Members in meeting

 

credit studio retail banks
Credit Studio credit unions
Retail banks Credit unions

 

 

Credit Studio auto finance companies
Credit Studio retailers
Auto finance companies Retailers

 

Talk to an expert

See how our loan origination system CGI Credit Studio for originations can help you modernize your lending operations.